Do new car technologies like lane departure warning and blind spot monitoring really make us safer? Get tips on using technology safely on the road. Watch this video for important tips on using new car technology.
The new year is upon us and a great way to start the new year is to take a good look at your insurance. Life, health, home and auto.
Life Insurance coverage can be very confusing. We are here for you to ask questions or just to let us help you get a policy set up. ... See MoreSee Less
2 weeks ago
Now it the perfect time to create or update your home inventory list. Homeowners and renters benefit from keeping an up to date list of their property’s inventory. The list should be created and updated periodically.
After the Christmas holiday is a time to update with all your new items. Having an updated list is essential to ensuring that you carry a sufficient amount of homeowners’ or renters’ insurance coverage. It can also make a difference in how efficiently your claim is processed in the event of a loss.
One factor that varies by policy is how much of what an insured currently owns will be reimbursed. If you aren’t sure what your policy covers, contact your insurance agent.
Some essential items to include in a home inventory are electronics, like computers, laptops, tablets, e-readers, smartphones, and televisions; clothing and accessories; housewares and other home appliances, including kitchen appliances and sporting and other hobby related equipment; and other valuables (jewelry, art work, collectibles, etc.), some of which may require an addition (known as a “rider” or “floater”) to a standard policy.
National Associtation of Insurance Commissioners (NAIC)’s app—This free smartphone app is available for Android and iPhone devices and enables consumers to make lists of their valuables, update said lists, and provide easy access to lists after a disaster. The app allows consumers to store photographs/videos, descriptions, bar codes and serial numbers and all the information can be organized by room. Downloadable list are also available at http://home.insureonline.org.
Insurance Information Institute’s (III) Inventory App—A free smartphone app is available for Android and iPhone devices and allows consumers to add rooms, items and photos or videos. A printable list is also available at http://www.knowyourstuff.org ... See MoreSee Less
2 weeks ago